I’ve been busy. Busy packing, dealing with the sellers of the house I’m buying (technically my agent has been dealing with their agent who then speaks with them directly, but it’s the same thing), worrying that I might have to back out of the deal and start looking again… My buyer lost her cosigner so I had to go back on the market. Fortunately the market is still crazy because I got a new contract in a day.
In the meantime I’m still working, keeping the house up to a high standard of maintenance, hosted a bbq for Father’s Day, and other stuff like that. I swear “house stuff” has taken over my life. I didn’t even update my spreadsheet last pay day, and I think I get paid again this week… Yep, just checked the calendar and it is yet another pay day. How time flies.
Although I’m neglecting the blog and the spreadsheet, I’m trying not to neglect my finances. Which is hard because my brain is busy processing information for two real estate deals, figuring out why the exact same code run on three different environments is behaving three different ways, keeping track of the day of the week so I don’t miss a softball game or drive to work on a Saturday, making sure my dogs get attention and food, figuring out what the move will cost, shopping for insurance, trying not to get too wrapped up in figuring out where to put my stuff and picking paint colors for the white walls since the deal might not go through, making sure the roofers don’t over charge me for the work they did, my boss has asked me to take on a side project that involves writing a plugin for a program I know very little about so I’ll have to do extra research before I even get started… I’ve been trying to save my vacation time for next year when I go to Ireland but it might not be a bad idea to take a day or two after the move. At least I’ll get the 4th of July off before then.
So yeah, that’s why I haven’t been posting lately.
But I will! The attention I pay to this blog reflects the attention I pay to my finances. In the past few weeks I’ve written about half a dozen partial posts but haven’t actually finished anything. Same with my money, I’ve looked enough to make sure the balances are about right but haven’t been going through each transaction to make sure they’re correct, I have some large expenses coming up so I’ve left the extra from my paychecks in the checking account but haven’t figured out how much is actually extra and how much is reserved for my regular expenses, stuff like that.
But I should. Just because I’ve been busy doesn’t mean I can’t take ten minutes a week to go through and do the above. It might even be relaxing, dealing with pure numbers for a bit. Except I have a $5,100 check to write to the roofers, so probably not. But I’ll be more relaxed afterwards when I’ve looked at the upcoming expenses, both regular and house related, and know for certain where the money will come from.
And that goes for you too! Being “busy” is no excuse. In fact, there are very few excuses for not staying on top of your finances. Being in a coma is one. When money’s tight it might be tempting to say “it’s tight, let’s just keep spending to a minimum right now.” But no, you should know just how tight. Maybe it’s better than you thought, maybe it’s worse, but only by knowing the numbers can you deal with the situation properly.
Now back to work and that really annoying “it should work, but it isn’t! What’s going on?” issue.